Tips for a Student Christmas:
Christmas is very quietly approaching as we enter this November month, and with that can come a great deal of financial anxiety. How am I going to afford the parties, the outfits, the Winter Ball, the presents, getting home and going out with my old friends? It’s seriously as if you need a whole new slice of student finance just for the festivities. However, after (just about) managing to pull it off in my first and second year, I’m here to share some advice.
Know Your Budget:
It really sucks when you realise that the stuff you want to buy your friends and family just isn’t matching up with your bank account balance. I personally feel this, but it’s important to align gift giving with what you can afford. More often than not, people are super happy just to receive something handmade and thoughtful, rather than an elaborate, expensive gift. Shop within your budget to avoid a hefty overdraft – or, a heftier one!
‘Save’, you hear me say. ‘Wow’, you think, ‘how revolutionary’. Saving doesn’t mean saving £100 a week, starving yourself off of morsels each day so you can pay off for that absolutely-to-die-for NYX Vault your girlfriend is hinting towards – not forgetting the Waterstones vouchers, the Jack Wills gift card and lord knows what else. Set yourself a budget each week, and see if you can knock off £5 or £10 each week. Even if it’s as little as £3, or whatever you have left over after the week, put it back and see how much you can save by mid-December. You could be shocked by your own results.
Utilise Old Outfits:
It’s so hard to be drawn to all the beautiful Christmas party wear that stores have to offer – but if you’re looking to save a quick few £’s, it may be worth trying to get creative with what you already have. Think about where you’d rather spend the money – on the outfit, or the Christmas nights out themselves?
Remember, Christmas is all about spending time with loved ones and having a good time – if you’re a student, people will be more than understanding if you can’t afford top notch stuff!